Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
| SCHEDULE OF FEES | no |
|---|---|
| The following fees apply to all of your accounts with us: | Fees: |
| Wire Fee-Domestic | $20.00 |
| Wire Fee-International | $45.00 |
| The following fees apply to Checking Accounts: | no |
| Stop Payment on Draft: | $20.00 |
| Negative Balance Fee:
A fee of $10.00 will be imposed on the 4th Business day when your account balance remains overdrawn for three (3) consecutive business days and will be imposed every Business day the bank is open for as long as the account remains negative. The fee also applies when any items cause your account to be negative including the imposition of other fees: | $10.00 |
| Overdraft Returned Items Fee: This fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or other electronic means. The same unpaid transaction may result in multiple Overdraft Return Item Fees if an item is presented more than once for payment. | $30.00 |
| Overdraft Fee (paid item): Transactions may not be processed in the order in which they occur. The order in which transactions are received by the bank and processed can affect the total amount of overdraft fees that can be incurred. Checks clear your account from the smallest dollar to the largest dollar amount. | $30.00 |
| Stop Payment on Check: | $20.00 |
| The following fee applies to Checking and Savings Accounts: | no |
| Deposit Items Returned: | $15.00 |
| MISCELLANEOUS FEES AND CHARGES | no |
|---|---|
| Overdraft Transfer Sweep: An overdraft transfer fee incurs when a transfer from one account to another account must be made to avoid an overdraft situation. An overdraft may be created by check, in person withdrawal, ATM withdrawal, or other electronic means that result in an overdraft. The fee imposed is per transfer. | $6.00 |
| Cashiers Checks: Two (2) cashier checks will be free per month per account. A charge of $4.00 per check all over two (2) per month will be charged. | $4.00 |
| Dormant Account Fee: Fees below charged monthly. See description of account type below: After 12 months of No Activity: Checking Accounts: | $5.00 |
| After 24 months of No Activity/ with a balance of $5,000 or less: Regular and Special Savings Accounts | $5.00 |
| Fees below are charged quarterly. See description of account type below: After 24 months of No Activity: Kids Klub Accounts: | $5.00 |
| Imaging Fees: Imaging Fees for additional statement/check copies: Imaged check or statment copies will continue to be free when requested in the statement cycle in which they are presented for payment. Additional imaged check or statement copies requested after the statement cycle will incur a fee of $15.00 per hour +$0.50 per page with a minimum charge of $10.00. | no |
| Money Market Deposit Accounts: Lawrenceburg Federal Bank charges $5.00 for each covered transfer or withdrawal exceeding six (6) per monthly statement cycle for Money Market Deposit Accounts (MMDA). | no |