|
|
|
|
Account Product
Name
|
Minimum Opening
Deposit
|
Minimum Balance
to Obtain Annual Percentage Yield
|
Interest Rate
|
Annual
Percentage Yield
|
|
6
Month CD*
|
$1,000.00
|
|
2.50%
|
2.52%
|
|
9
Month CD*
|
$1,000.00
|
|
2.50%
|
2.52%
|
|
12
Month CD*
|
$1,000.00
|
|
2.75%
|
2.78%
|
|
18
Month CD*
|
$1,000.00
|
|
2.75%
|
2.78%
|
|
24
Month CD*
|
$1,000.00
|
|
2.50%
|
2.52%
|
|
36
Month CD*
|
$1,000.00
|
|
2.50%
|
2.52%
|
|
48
Month CD*
|
$1,000.00
|
|
2.50%
|
2.52%
|
|
60
Month CD*
|
$1,000.00
|
|
2.50%
|
2.50%
|
|
12
MO/IRA*
|
$50.00
|
|
2.75%
|
2.78%
|
|
Regular
Passbook **
|
$50.00
|
|
.75%
|
.75%
|
|
Special
Passbook**
|
$50.00
|
|
2.75%
|
2.78%
|
|
MMDA**
|
$2,500.00
|
|
.75%
|
.75%
|
|
Now**
|
$50.00
|
$1,000.00
|
.50%
|
.50%
|
|
Business
Checking**
|
$50.00
|
|
.50%
|
.50%
|
|
VIP
Checking**
|
$50.00
|
$1,000.00***
|
.50%
|
.50%
|
|
Christmas
Club Type 2**
|
$5.00
|
$5.00***
|
2.75%
|
2.75%
|
|
Christmas
Club**
|
$5.00
|
$5.00***
|
2.75%
|
2.75%
|
|
Kids
Klub **
|
$5.00
|
|
3.00%
|
3.03%
|
|
Payroll
Savings**
|
|
|
2.75%
|
2.78%
|
|
* A penalty may be
imposed for early withdrawal.
** The interest rate and annual percentage yield may change after account
opening.
*** Average daily balance. The average daily balance is calculated by
adding the principal in the account for each day of the period and
dividing that figure by the number of days in the period.
Fees could reduce
the earnings on the account. Interest Rates and Annual Percentage Yields
are current as of 04/21/2008
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|
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