|
|
|
|
Account
Product Name
|
Minimum
Opening Deposit
|
Minimum
Balance to Obtain Annual Percentage Yield
|
Interest
Rate
|
Annual
Percentage Yield
|
|
6
Month CD*
|
$1,000.00
|
|
.40%
|
.40%
|
|
9
Month CD*
|
$1,000.00
|
|
.40%
|
.40%
|
|
12
Month CD*
|
$1,000.00
|
|
.65%
|
.65%
|
|
18
Month CD*
|
$1,000.00
|
|
.65%
|
.65%
|
|
24
Month CD*
|
$1,000.00
|
|
1.15%
|
1.16%
|
|
36
Month CD*
|
$1,000.00
|
|
1.25%
|
1.26%
|
|
48
Month CD*
|
$1,000.00
|
|
1.75%
|
1.76%
|
|
60
Month CD*
|
$1,000.00
|
|
2.00%
|
2.00%
|
|
12
MO/IRA*
|
$50.00
|
|
.65%
|
.65%
|
|
Regular
Passbook **
|
$50.00
|
|
.30%
|
.30%
|
|
Special
Passbook**
|
$50.00
|
|
.50%
|
.50%
|
|
MMDA**
|
$2,500.00
|
|
.50%
|
.50%
|
|
Now**
|
$50.00
|
$1,000.00
|
.25%
|
.25%
|
|
Business
Checking**
|
$50.00
|
|
.25%
|
.25%
|
|
VIP
Checking**
|
$50.00
|
$1,000.00
|
.25%
|
.25%
|
|
Christmas
Club**
|
$5.00
|
$5.00
|
.75%
|
.75%
|
|
Kids
Klub **
|
$5.00
|
|
1.25%
|
1.26%
|
|
Payroll
Savings**
|
|
|
.50%
|
.50%
|
|
|
|
|
|
|
* A
penalty may be imposed for early withdrawal.
** The interest rate and annual percentage yield may change after account
opening.
*** Average daily balance. The average daily balance is calculated by
adding the principal in the account for each day of the period and
dividing that figure by the number of days in the period.
Fees
could reduce the earnings on the account. Interest Rates and Annual
Percentage Yields are current as of 11-01-2011.
|
|
|
|
